Congratulations! Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent... - We will lead you through every single step of the exciting home buying process.
- We will help you define your "wish list" of features you want in your home, your neighborhood and your ideal school district.
- We will walk you through the mind-boggling financial details associated with buying a home, including the various mortgages and home buying programs available to you.
- We will monitor all new listings and alert you to new houses as soon as they are put on the market.
- We will eliminate the stress involved with buying a home by putting my years of real estate experience to work for you.
Finding the perfect home is our business. How to compare mortgage loans relative to APR Limitations Unfortunately, all other things are not equal. APR can include more than just the interest cost of a loan. On a mortgage, APR might include Private Mortgage Insurance, processing fees, and discount points. There are other fees and charges that may or may not be included in a given APR quote. Therefore, you need to look closely at each and every APR. You can’t simply rely on an APR quote to evaluate a loan. You need to look at each and every charge and expense related to your prospective loan in order to judge whether or not you’re getting a good deal. In addition, look at the bigger picture – you need to know how long you’ll be using a loan to make the best decision. For example, one-time charges up front may drive up your actual cost on a loan – even though an APR calculation might assume those charges are spread out over a longer lifetime (and therefore the APR would look lower). |